Debt Consolidation: what does it consist of?
Do you have several loans in progress? Do you want to extinguish them and merge them into a single installment? If the answer is yes, then debt consolidation loan is the right loan for you!
Request Debt Consolidation and you can heal your debt position without worrying about having too many installments to pay. In fact, you will be able to pay off all the loans in progress and refinance with a single solution that is more convenient and affordable at an amazing rate.
With the debt consolidation loan you can receive very high amounts (up to 80,000 USD) and extend the repayment period up to 120 months. You get double savings: the monthly installments will be lower, compared to what you pay now, and the APR will be more competitive.
In addition, with the amount received, in addition to consolidating your debts, you can have additional liquidity available to use for all your needs. Warning! You do not have to motivate the request of the Consolidated Debts
Debt Consolidation: why choose it?
- It is possible to consolidate amounts up to 80,000 USD
- Accessible to all state, public, private and retired employees
- The installment and the rate are fixed for the entire duration of the loan
- The repayment can be extended up to 120 months
- Loan payable also to protesters or bad payers
- Even with a few months of seniority
- Online loan management throughout Italy
Debt Consolidation: who can request it?
Debt Consolidation can be requested by all employees and retirees with a healthy financial history who have never had delays in payment of current loan installments. Financial institutions and banks, to strengthen the loan, sometimes require the signature of a guarantor. Alternatively, to consolidate debts, the most complete Assignment of the Fifth can be used with respect to the consolidation loan since it provides: higher amounts, longer durations and age of the applicant up to 75 years. The only difference is that employees must have a permanent contract.
Debt consolidation: what are the advantages?
With the debt consolidation loan you will have only one monthly installment to pay, reduce debt and live more peaceful. You will no longer have to worry about having to manage installments with different deadlines and amounts. So you can redesign your debt situation based on your needs. I could receive amounts up to $ 80,000 and consolidate two or more loans in one installment. Furthermore, by reducing your total debt, you will have an improved credit position and a higher score in credit information systems or databases. This will allow you, in case of need to request an additional loan in the future, to obtain the loan in a simpler way and for higher amounts.
The duration of the loan can vary from 12 to 120 months. Maximum applicable APR 10.57%.
Loan example: amount paid $ 28,000 to be repaid in 120 monthly installments of $ 305.00 – fixed TAN 4.20% – fixed APR 5.71% – total amount owed by the consumer of $ 36,600.00.
Advertising message for promotional purposes. directafin spa is the credit intermediary registered under no. A3170 in the list held by the OAM. The list, updated from time to time, of the leading intermediaries, of the distributed financial products and of the employees of directafin spa can be consulted on the organism-am.it. For the contractual conditions, refer to the information documents available at our agencies and on directafin.it | transparency. Loans granted after approval of the lending intermediary.